INSURANCE
The annual subscription paid by members of the Derby Diocesan Association
of Church Bell Ringers includes a premium for insurance. Members should
assess whether the cover shown below is sufficient for their needs, and,
if necessary, they should take out additional policies on their own account.
Personal Accident: -
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All resident members of the Association and their pupils up to the age
of 80 years: £10,000 death and permanent total disablement per each
insured person, and £100 per week temporary total disablement per
each insured person and £50 per week temporary partial disablement
per each insured person.
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Cover to apply whilst ringing, instructing, maintaining, inspecting or
doing work of any description on towers and/or bells and/or their fittings
and framework.
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Temporary total disablement payable 104 weeks.
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Insured persons under 16, death benefit is £250 and temporary total
disablement is excluded.
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Insured persons over 75, permanent total disablement and temporary partial
disablement is excluded.
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Permanent total disablement and temporary partial disablement is from insured
person's usual occupation.
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Geographical limits: Great Britain.
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Cover on pupils ceases once they qualify for membership of the Association.
Public liability: -
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Amount insured £2,000,000.
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Includes member to member liability.
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Cover to apply on all activities, but excluding major restoration work.
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Excludes the first £250 of each and every claim for third party property
damage.
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Geographical limits: United Kingdom.
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The Insured = "The members and Officers for the time being and Pupils of
the Derby Diocesan Association of Church Bellringers".